Financial Planning

 
Guiding Your Financial Future With Meticulous Detail



The process begins with an initial interview, wherein your financial objectives are defined with the guidance of an experienced financial advisor. In ensuing meetings, all information pertinent to your goals, risk tolerance and resources is assimilated and documented. This data is used in the preparation of your comprehensive written financial analysis, concluding with the appropriate recommended course of action for you to reach your stated financial objectives.


Even though you may work closely with one of our advisors you are treated as a client of the firm. As such your financial situation is reviewed and discussed in a joint meeting with all principals prior to development of the comprehensive plan. This assures you that your financial plan will be prepared utilizing all of the combined talents, resources, and areas of expertise from within the company.


Your financial plan is an integrated evaluation of your financial goals which may address such areas as investment management , retirement planning, estate planning, tax planning, and risk management, to name a few. The written evaluation takes into account your individual characteristics resulting in a product tailored to you and your specific concerns. You are assured you will not receive a boilerplate plan, turned out by a keypunch operator and a bank of computers in a centralized location. Your plan will and must be unique to you in order to reflect, and remain flexible with, your personal circumstances. Your plan will result in a well-defined strategy tailored to meet your stated financial objectives.


Once your analysis is complete it is presented, and reviewed with you, at an ensuing meeting. Our aim during this discussion is to make sure you are comfortable that the implementation of our recommendations will result in improving your overall finances. Not until you have reached this clear understanding do we ascertain taking any actions that would alter your financial future.



Implementation most likely will also encompass initiating or changing certain investments. In this light, Harold Cooley is a Registered Representatives transacting securities through our chosen Broker/Dealer, FSC Securities Corporation.1 Through FSC Securities Corporation , we are able to suggest and implement well-researched investments that will be selected based on the applicability to your risk tolerance and objectives. The sound theory of proper asset allocation is also highly employed in determining the types of investments that are suited to your needs.


Frequent reviews are an integral part of the financial planning process. Through regularly scheduled meetings, your initial plan is well monitored and future alternative suggestions are made to meet with the dynamics of our ever-changing financial world.


This comprehensive approach to overall financial planning has rewarded numerous clients of the firm in helping them reach their financial goals and at the same time maintain confidence and or reassurance that they are managing their financial affairs in an orderly fashion. We encourage you to join them and take the first step to financial independence by arranging a no obligation appointment that will help you ascertain for yourself if the Investment Planning & Management and its affiliates can be of service in helping you manage your financial future.